Premium real estate · Bali
Investing in Bali real estate
Invest with local expertise, focused on strong returns.
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Locally present on Bali
Our own office in Pererenan, with a team that knows the projects and developers on the ground.
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Guidance from the Netherlands
Advice and guidance in Dutch and English, from our office in Alphen aan den Rijn.
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Legal and financial network
Purchases go through local lawyers and notaries. Financial advice, including on releasing home equity, is available in-house.
Why Bali
The benefits of investing in Bali
An island with structural demand, growing tourism and an emerging economy.
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High returns & smart diversification
Thanks to the explosive growth of tourism and the Indonesian economy, Bali ranks among the top international locations with a high ROI (Return on Investment). Real estate on Bali offers investors attractive returns, particularly in popular areas where demand remains structurally high. Investing outside Europe also diversifies your portfolio, spreading your risk and reducing your dependence on a single market.
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Low costs & an attractive lifestyle
Bali is known for its low cost of living compared with Western countries. That makes it interesting not only as an investment, but also as a place to stay. Many investors combine returns with quality of life by spending (part of) the winter on Bali. The island attracts an international mix of digital nomads, entrepreneurs, surfers and expats, which creates constant demand for quality real estate.
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A fast-growing economy & stable tourism
Bali attracts visitors all year round. Rental performance varies by location, type of accommodation and management. For each project we assess the expected occupancy, rental income and costs based on concrete assumptions. On top of that, the Indonesian economy is growing rapidly. Indonesia is expected to be among the world’s top 5 largest economies by 2050, making Bali even more attractive as an investment location in the long term.
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Offices: Pererenan on Bali and Alphen aan den Rijn
Top 5
Indonesia’s expected position as a world economy in 2050
48 hrs
We will get in touch within this time
About JARFIS
Why invest through JARFIS
JARFIS combines local roots with international investment expertise. We guide investors in realising real estate projects on Bali, with a focus on returns, transparency and a complete, hassle-free service.
Local roots & a professional network
JARFIS is derived from JARingan Financial Services. ‘Jaringan’ means ‘network’ in Indonesian, and that is exactly where our strength lies. Thanks to our Indonesian background, we have a strong local network of reliable partners, specialists and developers, built up over decades. We only work with experienced parties in the real estate sector, and we actively invest in Bali real estate ourselves.
Active & passive investing
Whether you want to be actively involved or prefer a fully hands-off investment, JARFIS offers both. Investors with limited time can invest passively in our own projects. Our team handles the entire process, entirely remotely if you wish.
Our services
What we do for you
From the first selection to management after the purchase. For each service you can see who carries out the work.
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Purchase guidance
Based on your profile and budget, we select suitable properties. We guide the viewings and the purchase process, fully remotely if you prefer.
Carried out by JARFIS
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Due diligence
Before the purchase, ownership, permits and contracts are checked. We explain the assumptions behind any return forecast for each project.
Carried out by JARFIS with a local lawyer or notary
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Legal structure
Leasehold through a long-term lease agreement, or freehold through your own Indonesian company (PT PMA). We advise which structure suits you.
Carried out by JARFIS advises, a local lawyer and notary carry it out
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Financing and home equity
A mortgage in Indonesia is not available to foreign investors. We can, however, help you release equity from your home in the Netherlands.
Carried out by JARFIS
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Villa management and aftercare
We stay involved after the purchase. Rentals and management are handled by our team on Bali or by the project’s management company.
Carried out by JARFIS or the project’s management company
Our team
The people who guide you
You are investing a significant amount. So you want to know who is advising you, in the Netherlands and on Bali.
Eric Kühr
Operations Manager
Panggih Sudarsono
Real Estate Manager Indonesia
Koos Lefeber
Real Estate Advisor Indonesia
Jeff Bolte
Financial Real Estate Advisor
Step by step
How we work
Five clear steps from the first conversation to aftercare.
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Step 1: Introduction
After your enquiry we will contact you within 48 hours for an introductory call. We discuss the Bali real estate market, your wishes and your investment options, including advice on releasing equity from your home.
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Step 2: Service agreement
If you decide to proceed with a purchase after the introduction, you sign a service agreement (OTD) and pay a one-off start fee: € 1,500 for leasehold and € 3,000 for freehold.
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Step 3: Match
Based on your profile, we match you with suitable properties and reliable local representatives.
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Step 4: Viewing
If you wish, we accompany you on viewings of properties or projects. The entire purchase process can also take place fully remotely.
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Step 5: Purchase and aftercare
Once you have made your choice, we guide the financial and legal purchase process together with local partners. We stay involved after the purchase too, and you can always come to us with questions and for support.
Service agreement
Start fee and what you get for it
Once we have had an introduction and you want to go ahead with actually purchasing real estate on Bali, you sign a service agreement (OTD) and pay a one-off start fee. This assures us of your genuine interest, and assures you of our commitment to making the process a success.
Leasehold purchase
€ 1,500
One-off start fee when signing the OTD, if you purchase real estate on a leasehold basis.
Freehold purchase
€ 3,000
One-off start fee when signing the OTD, if you purchase real estate on a freehold basis.
What you get for the start fee
The start fee covers the preparatory work needed to guide your purchase carefully. After payment, you can expect the following from us:
- Personal guidance from a dedicated contact person who coordinates the entire purchase process on Bali.
- A selection of suitable properties based on your wishes, budget and legal options (leasehold or freehold).
- Coordination with local agents, notaries and owners, so you only deal with reliable parties.
- Planning of viewings, including transport and on-site guidance. We pick you up from the airport on Bali, you receive two days of guidance including transport, and at the end of your trip we take you from your hotel back to the airport.
- Negotiation advice on price, terms and contracts.
Personal advice
Have a question?
Get in touch, without obligation. We are happy to think along with you about your investment on Bali.